What Is Zebec Network
Zebec Network is a blockchain payments project that combines real-time payroll, on-chain payment infrastructure and decentralized physical infrastructure (DePIN). It began in 2021 as Zebec Protocol on Solana, led by founder Sam Thapaliya.
The project later expanded into a multi-chain financial network, and its original ZBC token was swapped into ZBCN at a 1:10 ratio in 2024. Its stated goal is to move beyond the limits of traditional banking and reduce the role of financial intermediaries.
How Streaming Payments Work
Zebec's core idea is streaming payments, where salaries or invoices flow continuously second by second instead of arriving in one lump sum. Workers can access earnings as they accrue, while businesses gain fine-grained control over payment flows.
Alongside this, Zebec offers payment cards that let users spend crypto in daily life and a SuperApp that brings several financial tools together. The SuperApp has added features such as tokenized stock access, linking payments with asset management.
ZBCN Supply and Ecosystem
ZBCN has a fixed total supply of 100 billion tokens, and the project reports that the final scheduled unlock of early allocations took place in March 2026. According to Zebec, no further tokens will enter circulation from vesting.
The project runs a revenue-funded buyback program and announced that in Q3 2026 it repurchased about 40.5 million ZBCN that will not re-enter circulation. The token is used for staking within the SuperApp and for determining reward tiers on card spending.
Strengths and Key Risks
Commonly cited strengths include its focus on practical use cases like real-time payroll and card payments, and its expansion across multiple chains and services. The completed vesting schedule also makes the token structure relatively easy to understand.
However, payments and card businesses are highly exposed to changing regulations across countries, and Zebec competes with established payment firms and other blockchain projects. Buyback sizes and adoption can vary with market conditions, so readers should check official sources directly.
